BENEFIT | LIMIT |
---|---|
Deductibles | $0, $100, $250, $500, $1,000, $2,500, or $5,000 per certificate period |
Maximum Per Injury or Illness and Overall Maximum Limit | Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
Coinsurance | 100% of eligible expenses will be paid after the deductible up to the overall maximum limit. |
Emergency Room Co-Payment | Claims Incurred in the U.S. You are responsible for a $200 co-payment for the emergency room facility fee for each use of emergency room for an illness, unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury. Claims Incurred Outside the U.S. No co-payment |
Urgent Care Center Co-Payment | Claims Incurred in the U.S. You are responsible for a $15 co-payment for each visit – co-payment is waived for members with a $0 deductible – not subject to deductible Claims Incurred Outside the U.S. No co-payment |
Travel Assistance Services | Atlas Travel customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7. Services include: Tracking for Lost Luggage Provider, embassy, and legal referrals Translations and interpretations Help obtaining replacements for lost travel documents |
MEDICAL | |
Hospital Room and Board | Average semi-private room rate, including nursing services |
Local Ambulance | Usual, reasonable, and customary charges for covered illness or injury. Illness must result in hospitalization as inpatient. |
Intensive Care Unit | Up to the overall maximum limit |
Emergency Dental | Up to $300 - not subject to deductible |
Hospital Indemnity | $100 per day of inpatient hospitalization - not subject to deductible |
Acute Onset of Pre-Existing Condition | Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation |
Terrorism | Up to $50,000 lifetime maximum, eligible medical expenses only |
All Other Eligible Medical Expenses | Up to the overall maximum limit |
UNEXPECTED DEATH | |
Repatriation of Remains | Matches the chosen overall maximum limit—no deductible or coinsurance applies! This cap applies solely to this benefit and stands apart from, and isn’t affected by, the overall maximum limit. |
Local Burial or Cremation | Up to $5,000 lifetime maximum - not subject to deductible |
SUPPLEMENTAL TRAVEL | |
Trip Interruption | Up to $10,000 - not subject to deductible |
Lost Checked Luggage | Up to $1,000 - not subject to deductible |
Personal Liability | Lifetime Maximum: $25,000 - not subject to deductible or overall maximum limit |
Policy Documents | View policy documents. |
Unleash your wanderlust without worry! Atlas Travel Insurance safeguards your globetrotting adventures from unexpected medical or financial setbacks. Craft your perfect travel shield – choose your deductible, coverage duration, and maximum protection level to ensure peace of mind wherever you roam, Get a Quote Today.
Highlights:
When you’re traveling internationally, quality healthcare shouldn’t be a worry. Our partner WorldTrips and Air Doctor have partnered to remove the limitations of unfamiliar emergency rooms and long wait times. With Air Doctor, you can easily connect with trusted medical professionals in covered areas, booking appointments directly and receiving prompt, convenient care.
SafetyNomads is powered by WorldTrips Travel Insurance
WorldTrips international travel medical insurance products are underwritten by Lloyd’s. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd