- Customizable Coverage – Customize your deductible, length of coverage, and overall coverage maximum.
- Flexibility – Purchase coverage while traveling, extend your coverage, or easily cancel your policy if your plans change.
- Ease of Use – Your policy documents will be emailed immediately upon purchase, and you can manage your plan via our online Member Portal
Notice a message about purchase restrictions in your Home Country? We understand the confusion. Rest assured, you can still purchase our travel insurance. Click "continue" to proceed – the notice is a temporary formalism and won't prevent you from getting the coverage you need.
Benefits of Atlas Travel
| BENEFIT | LIMIT |
|---|---|
| Deductibles | $0, $100, $250, $500, $1,000, $2,500, or $5,000 per certificate period |
| Maximum Per Injury or Illness and Overall Maximum Limit | Age 80 or Older: $10,000 Age 65 to 79: $50,000 or $100,000 All Others: $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 |
| Coinsurance | 100% of eligible expenses will be paid after the deductible up to the overall maximum limit. |
| Emergency Room Co-Payment | Claims Incurred in the U.S. You are responsible for a $200 co-payment for the emergency room facility fee for each use of emergency room for an illness, unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury. Claims Incurred Outside the U.S. No co-payment |
| Urgent Care Center Co-Payment | Claims Incurred in the U.S. You are responsible for a $15 co-payment for each visit – co-payment is waived for members with a $0 deductible – not subject to deductible Claims Incurred Outside the U.S. No co-payment |
| Travel Assistance Services | Atlas Travel customers have access to travel and medical assistance 365 days a year. Emergency assistance is available 24/7. Services include: Tracking for Lost Luggage Provider, embassy, and legal referrals Translations and interpretations Help obtaining replacements for lost travel documents |
| MEDICAL | |
| Hospital Room and Board | Average semi-private room rate, including nursing services |
| Local Ambulance | Usual, reasonable, and customary charges for covered illness or injury. Illness must result in hospitalization as inpatient. |
| Intensive Care Unit | Up to the overall maximum limit |
| Emergency Dental | Up to $300 - not subject to deductible |
| Hospital Indemnity | $100 per day of inpatient hospitalization - not subject to deductible |
| Acute Onset of Pre-Existing Condition | Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation |
| Terrorism | Up to $50,000 lifetime maximum, eligible medical expenses only |
| All Other Eligible Medical Expenses | Up to the overall maximum limit |
| UNEXPECTED DEATH | |
| Repatriation of Remains | Matches the chosen overall maximum limit—no deductible or coinsurance applies! This cap applies solely to this benefit and stands apart from, and isn’t affected by, the overall maximum limit. |
| Local Burial or Cremation | Up to $5,000 lifetime maximum - not subject to deductible |
| SUPPLEMENTAL TRAVEL | |
| Trip Interruption | Up to $10,000 - not subject to deductible |
| Lost Checked Luggage | Up to $1,000 - not subject to deductible |
| Personal Liability | Lifetime Maximum: $25,000 - not subject to deductible or overall maximum limit |
| Policy Documents | View policy documents. |
Finding quality healthcare abroad is now simpler than ever thanks to our partner WorldTrips and Air Doctor. This partnership provides easy access to trusted local doctors in covered areas. Skip the emergency room and long waits—use Air Doctor to quickly book an appointment and get the care you need.
Awards
SafetyNomads is powered by WorldTrips Travel Insurance
WorldTrips international travel medical insurance products are underwritten by Lloyd’s. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency, Ltd